Property Description

Charming and move-in ready home in the desirable Glenhurst neighborhood! USDA financing eligible! This well-maintained home offers 4 bedrooms, with 2 bedrooms on the upper level and 2 on the lower level, providing flexible living space for a variety of needs. The sellers have lovingly cared for the property, making it truly turnkey.Enjoy the open-concept floor plan, newer luxury vinyl plank flooring, and a spacious deck overlooking the large backyard--perfect for relaxing or entertaining. Additional features include a storage shed and a brand-new water heater (2026).Conveniently located near the neighborhood park with easy access to both Boone and Kenton Counties, youll be just minutes from grocery stores, shopping, dining, and everyday amenities. Dont miss this opportunity--schedule your private showing today!

639 Cutter Lane | MLS# 644553

This single family home located at 639 Cutter Lane, Independence, KY 41051 is currently listed for sale with an asking price of $260,000. This property was built in 2006 and has 4 bedrooms and 2 full baths. Cutter Lane is located within the Kenton Co Public school district. Search Independence real estate on 702beryldrive.cutlerhomes.com today.

Property Features

Property Type: Residential - Single Family

Basement: Finished, Walk-Out Access

Basement: Yes

Cooling: Central Air

Days on Market: 5

Garage: 1

Heating: Forced Air, Electric

Home Style: Traditional

Lot Size: 0.14 Acres

Roof Type: Shingle

Year Built: 2006

Feature Descriptions

Appliances: Electric Range, Dishwasher, Microwave, Refrigerator

Exterior: Brick, Vinyl Siding

Foundation: Poured Concrete

Interior: Kitchen Island, High Speed Internet, Entrance Foyer, Chandelier, Cathedral Ceiling(s), Ceiling Fan(s), Multi Panel Doors

Laundry: Electric Dryer Hookup, Laundry Room, Lower Level

Lot Dimensions: 50 x 125

Parcel Number: 007-00-01-515.00

Parking: Driveway, Garage

Patio/Porch: Deck

Property Condition: Existing Structure

Road Frontage: City Street

Road Surface: Paved

Rooms Total: 7

Sewer: Public Sewer

Structures: Shed(s)

Structure Type: House

Sub Type: Single Family Residence

Utilities: Underground Utilities

Water: Public

Window: Vinyl Frames

Room Sizes

Living Room: 15 X 13 Level - Upper

Kitchen: 10 X 9 Level - Upper

Primary Bedroom: 14 X 12 Level - Lower

Bedroom 2: 14 X 12 Level - Upper

Bedroom 3: 10 X 11 Level - Upper

Bedroom 4: 10 X 10 Level - Lower

Entry: 5 X 3 Level - First

Great Room: 14 X 13 Level - Upper

Laundry: 8 X 7 Level - Lower

Local Schools

High School: Simon Kenton High

Middle School: Twenhofel Middle School

Elementary School: Beechgrove Elementary

School District: Kenton Co Public

Market Trends

Kenton County Residential Market Trend Graphs

Zip Code 41051

Source: Delta Media Group, Inc.

Demographics

Kenton County Demographic Information for 639 Cutter Lane, Independence, KY 41051

Fips

Fips Code 21117

Population

2020 to 2025 Change up 4.0%

2010 Count 159,720

2020 Count 169,064

2025 Estimate (V2025) 175,779

2020 Estimate (V2025) 169,042

Age Distribution (Years Old)

0 to 4 5.6%

5 to 17 22.6%

18 to 64 55.0%

65 and Older 16.8%

Gender

Male 49.8%

Female 50.2%

Place of Birth

Foreign 4.1%

US 95.9%

Education

High School Graduate, Age 25+ 92.9%

Bachelor's Degree or Higher, Age 25+ 37.4%

Computer and Internet use

Households with a computer 95.8%

Households with a broadband Internet subscription 92.0%

Language

English is Second Language, Age 5+ 5.5%

English is First Language, Age 5+ 94.5%

Veterans

Veterans 7,465

Income

Per Capita Income $43,733

Median Household Income $80,548

People in Poverty 9.8%

Commute

Average Work Commute Time 23 minutes

Housing

Total Housing Units 73,256

Households 67,367

Average Household Size 2.52

Owner-Occupied 70.7%

Multi-Family 26.0%

Owner-Occupied Median Value $244,400

Median selected monthly owner costs -with a mortgage $1,584

Median selected monthly owner costs -without a mortgage $580

Median gross rent $1,069

Building Permits

New Private Housing Issued 2024 699

Years at Residence

1 Year or More 88.7%

Less Than 1 Year 11.3%

Business and Employment

Private non-farm Establishments 3,297

Private non-farm Employment 68,018

Private non-farm Employment Growth up 0.5%

Nonemployer Establishments 11,254

Number of Firms 2,816

Business Production

Value of Shipments $2,537,540,000

Wholesale Trade $1,316,991,000

Retail Trade $1,601,623,000

Retail Sales Per Capita $8,235

Accommodation and Food Services $405,567,000

Land

Land Area 160.25 sq. miles

Population Per Square Mile 997

Source: US Census Bureau

Estimate Your Payment

Estimated Payment

$ 1,411.12 per month $1,335.29 Principal & Interest $0.00 Property Tax (data not provided by mls) $75.83 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/15/2026. The listing information on this page last changed on 07/15/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 07/15/2026 12:26:12 AM EST) or Dayton MLS (last updated Tue 07/14/2026 11:46:51 PM EST) or CBRMLS (last updated Wed 07/15/2026 12:24:29 AM EST) or Multiple Listing Service of Greater Cincinnati (last updated Tue 07/14/2026 11:53:29 PM EST) or NKY MLS (last updated Tue 07/14/2026 11:28:21 PM EST) or Wrist MLS (last updated Tue 07/14/2026 11:24:22 PM EST) or Firelands MLS (last updated Tue 07/14/2026 11:11:55 PM EST) or MLS NOW (last updated Wed 07/15/2026 12:17:33 AM EST). Real estate listings held by brokerage firms other than Cutler Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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639 Cutter LaneIndependence, KY 41051